Services

At M&B Mortgage Solutions we understand that each individual mortgage and lending situation is unique. Having serviced over 1000 happy clients has shown us each client has different needs; and we aim to fulfill each one of those.

We believe that every individual should have the opportunity to own their own home, or be eligible for a mortgage.  Our team of mortgage experts are readily available to answer any one of your questions and speak with you about your future mortgage!  Take a look at some of the unique services we offer:

Self Employed Financing

We offer special program for individual that are self employed and have a challenge in verifying past income.  Using Self Employed Financing, a person who is self employed with some records or no records of their previous income can be eligible for a mortgage.

We can provide you with information on:

• How to verify income and meet eligibility requirements for a mortgage
• How to use your credit score to be approved for a mortgage
• Attaining financing for up to 95% of your purchase

Zero Downpayment Mortgage

There are great programs available for clients that are not able to provide a down payment for their mortgage.

This service will allow you to:

• Secure a mortgage with no downpayment
• Get 100% financing from a bank
• Keep a low interest rate for reasonable monthly payment

Equity Lending

We understand that everyone makes mistakes!  We have a variety of packages and individual help for clients that have had past issues with:

• Bad Debt
• Low Credit Scores
• Income verification and confirmation

Let us at M&B Mortgage Solutions show you how to deal with lenders by using the equity you have built up in your current home, and attain financing that wouldn’t be otherwise available!

Line of Credits

Some individual like to have the flexibility of utilizing the equity in their home for other purposes like renovations, and personal usage.

A Line of Credit for your home will allow you to:

• Have a flexible payment option with your mortgage
• Withdraw funds at your own convenience
• Use your mortgage Line of Credit for personal use

Newcomers to Canada

We all know the difficulties a person can face when coming to Canada from another country and believe home ownership is a privilege every hard working person deserves.

We can help Newcomers to Canada with:

• Attaining financing whether or not you are a permanent or non-permanent residence
• Verifying immigration status and job confirmation
• A personalized plan to ensure payments are made on time and reasonable to income

Cash Back Financing

Everyone loves to be able to gain some liquid cash when attaining a new mortgage for renovations or a rainy day fund.  We can provide you financing with an option of getting as much as 7% cash back just for taking out a new mortgage or transferring an existing mortgage.